These Conditions explain your rights, obligations, and responsibilities and those of your contractor. A contract is a two-way arrangement and it is important that everyone knows Where they stand. Where we use the word 'you' or 'your' it means the customer: 'we', 'us' or 'our' means the contractor named on the front of this contract. These Conditions can only be Changed or amended by our written agreement. If you pay our charges, including the insurance premium (if necessary) shown on our account, then while your HOUSEHOLD GOODS and PERSONAL EFFECTS are in our care, for the purposes of removals and or storage, they will be insured against ALL RISKS including the risk of Fire when in store on an Indemnity basis subject to the conditions and exceptions below for the amount of their full value in like condition and similar age as declare by you to us on the acceptance of our estimate. If you do not declare a value, we will only arrange cover on your goods for up to Rs. 1,00,000. An additional premium may be required if you declare a high value.
A, This insurance being granted upon an indemnity basis shall not apply to nor include.
i) Loss of or damage to.
ii) Furniture exceeding Rs.10,000 in value, Jewellery, Watches, Trinkets, Precious Stones, Precious Metals, Money, Deeds, Bonds, Security, Stamps of all kinds, Manuscripts or other documents.
iii) Liquor, Perfumery, Tobacco, Foodstuffs, Livestock, Plants, Perishable Goods of any kind, Mobile and WAP Phones and accessories and explosives, other then in encased sporting gun ammunition carried in the course of a household removal.
iV) Architectural Models, including 3D building or house etc.
B, Any loss, destruction, damage or consequential whether direct or indirect of war, Invasion, Act of Foreign Enemy, Hostilities whether war be declared or not, Civil War, Rebellion, Insurrection or Military or Usurped Power, Terrorism or arising from ionising radiations or contamination by radioactivity from any nuclear fuel or from nuclear waste from the combustion of nuclear fuel.
C, Any loss or damage caused by or arising from wear and tear, Gradual deterioration, Moth or vermin, damp, mildew, rust, or atmospheric or climate causes or the leakage of liquid from any receptacle or container.
D, Indirect or Consequential Loss of any kind or description.
E, Loss or damage to individual items not packed by us, and any subsequent damage to the property or the effects, Trunks, cases and drawers, unless the contents thereof gave been previously listed and disclosed to the Remover in writing and confirmed by the company in writing, In the event of total loss of an owner packed receptacle where the contents thereof have not previously been listed and disclosed to us the liability for that receptacle and its contents is limited to the sum of Rs.2400 or its actual value; whichever is the less.
F, Breakage or damage to china, Glassware, fragile or articles unless such items are professionally packed, transported and unpacked by us or our Sub-Contractor(s).
G, Electrical, Electronic or mechanical derangement of any items of electrical, electronic, or mechanical equipment, machinery, apparatus or instruments unless external physical damage has occurred or other than as a direct result of fire, derailment, collision or overturning of the conveying vehicle, vessel or aircraft.
H, Structural damage to system of furniture constructed of veneered chipboard, or any education in the quality thereof arising as the result of transportation, dismantling or re-assembly of any items of furniture.
I, The first 4000 of each and every claim. Where any insured item consists of articles in a pair or set, this insurance is not to pay more than either, The value of any particular part or parts which may be lost or damaged, without reference to any special value which such article of articles may have as part of such pair or set. A proportionate part of the insured value of the pair or set.
J, The insurers may at any time after loss or damage take and keep possession of the insured property and deal with the salvage and if the insured or anyone acting on his behalf shall obstruct or prevent the insurers from doing so, all benefits under this insurance shall be fortified, no property may be abandoned to the insurers.
K, If a claim may hereunder be in any respect fraudulent, or any fraudulent devices be used by you or anyone acting on your behalf to obtain any benefit under this insurance all benefit there under shall forfeited.
L, This insurance is subject to the Condition of Average, that is to say if the property covered by this insurance shall at the time of the loss be of greater value than the Sum insured hereby the insured shall only be entitled to recover hereunder such proportion of the said loss as the Sum insured by this insurance bears to the Total Value of the said property.
M, It is the responsibility of the customer to ensure extra insurance is arranged if required.
N, Any fitting unfitting of any kind will be charged at Rs. 4000 an hour rate besides customer must arrange to disconnect any electrical items such as washing machine etc by an approved plumber or electrician. If you still insist on our staff to carry out such service then do it on your own risk. The Company will not be liable for any damages to the property or its effects, It is solely customers responsibility to inspect all areas on completion.